Ryan Thompson
VP, Area Producing Production Manager
Q&A with Ryan Thompson
Tell me what accomplishments you’re most proud of?
I am proud that I have structured our team in a way that every client, no matter what the loan size is, feels as though they are important. We strive to make sure everyone gets custom service and feels their worth within our organization.
What made you decide to be a BankSouth Loan Officer?
It is interesting that I kind of fell into this career with an opportunity that was presented to me about 10 years ago, since that time I have realized that it is certainly my calling. There is more fulfillment in helping people realize homeownership than I could ever imagine.
What makes you different than others in your profession?
My motivation is different than the typical loan officer. I really enjoy helping people and making sure that we have them set up for success when they finance a home. As a team we strive to customize every loan product to every borrower rather than trying fit them in a box.
Bio of Ryan Thompson
Whether it is a first home or a retirement home, buying a house is one of the most important events in a person’s life. When walking clients through the process of obtaining a home loan, Ryan Thompson of BankSouth Mortgage never loses sight of what it will mean to his clients to be home owners, both in terms of quality of life and personal finances.
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Ryan Thompson
281
Total Reviews
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Kimberly Lea Floyd
Posted on October 23, 2022
Ryan was very knowledgeable and easy to work with.
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Sergei Shalygin
Posted on October 12, 2022
All was great, pleasure, and professional.
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Waymon Byrd Jr
Posted on October 10, 2022
Ryan was awesome!!!!!!
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Kim Claborn
Posted on October 10, 2022
Ryan and Christina were incredibly helpful and easy to work with through the long process of purchasing our home. They made sure we were comfortable every step of the way and answered all questions promptly and thoroughly!
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Khadijeh Mozaffari
Posted on October 9, 2022
Ryan is professional and informative. With his help, the process went smooth. Will definitely recommend to my friends!
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Linda Kim CLABORN
Posted on October 8, 2022
Both Ryan and Christina were available and informative whenever I had questions. They made the process of securing a new mortgage as easy and frustration free as possible.
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Patrice Houessou
Posted on August 14, 2022
This team is really professional. And they have all the keys you need to open your house’s door.
C
Colby M Page
Posted on August 4, 2022
I felt like the process went pretty smoothly with the help of Ryan and everyone else at BankSouth mortgage! I definitely will bring any friends looking for houses in the future to them!
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Lisa D
Posted on July 9, 2022
Everyone on Ryan’s team was incredibly responsive to all of our many questions as first time home buyers. Ryan’s LOA Christina especially made the process so easy for us and was there for us throughout the entire process. She is awesome!
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Lisa Christine Demarest
Posted on July 2, 2022
Everyone on the team was incredibly responsive to all of our many questions as first time home buyers. Christina especially made the process so easy for us and was there for us throughout the entire process. She is awesome!
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Morgann O'Kelley
Posted on July 1, 2022
Fast and reliable!
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Victoria Lynn Sanders
Posted on June 18, 2022
The communication and support we got through all of this was absolutely amazing!! The whole lending team did an OUTSTANDING job! We couldn’t not have asked for a better team of people to help us get into our home!!
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Charlene Thompson Smith
Posted on June 16, 2022
Ryan and his staff are very professional and efficient. They literally held our hands and walked us through the entire process from beginning to end. He even answered his phone after hours and on weekends. Whatever it took.
Thanks Ryan
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Leah H Leggett
Posted on June 12, 2022
Ryan and his team are awesome. I've used Ryan for two purchases and one refinance, and he is efficient, knowledgable, communicates, and got me to the closing table on time every time. I also recommend Ryan to my clients as he's one of my preferred lenders :)
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Christopher Fragnito
Posted on June 2, 2022
Great service
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Kenneth Nethery
Posted on June 1, 2022
It was great experience!
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Victor M Adame
Posted on May 31, 2022
Ryan made the process as easy as it’ll get in this market. Always replied when I had a question. Always reassured me on the loan process. Great team behind him as well.
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James N Warnock
Posted on April 22, 2022
Ryan was knowledgable and helpful. I also knew he was only a phone call away if I had any questions.
J
Justin Buckmire
Posted on April 21, 2022
Ryan and his team are amazing. Everything was handled in a very timely manner. The process was very smooth and easy to follow.
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Kimberly Sneathen
Posted on April 1, 2022
TOP-NOTCH!! I received the very best service and felt like Ryan really cared about my experience. Will use again in the future (if needed) and will certainly refer to anyone I know!
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.