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Julie Edwards

Julie Edwards

Senior Loan Officer

Awards

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Q&A with Julie Edwards

What awards have you received in your field?

• MBAG Platinum Award Winner
• BankSouth Mortgage Circle of Excellence
• Atlanta Magazine's Loan Officer of the year finalist

What do you enjoy doing on weekends?

Nothing makes me happier than spending weekends with my husband, son, and daughter!

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

When I was ten years old, I wanted to become a teacher and a dancer when I grew up. In a way, I fulfilled that dream! As a mortgage banker, I act as a teacher by educating my clients on the mortgage process. It brings me joy to empower homebuyers with knowledge, and I am grateful for every person and family who trusts me to guide them. Also, (in my younger years) I was a hula dancer who performed at many events throughout Atlanta!

If you could be anywhere than your home state, where would you want to be? Why?

I dream of living in Hawaii. Imagine waking up to the smell of Kona coffee in Hawaiian paradise every single day!

Bio of Julie Edwards

Julie began her career in the loan industry in 1999. Having previously worked as a processor and underwriter, she’s a product expert and extremely detail-oriented, as well as the 2018 first runner up for loan officer of the year by Atlanta Agent Magazine. Julie personalizes each client’s experience based on their needs and financing goals. She takes time to educate clients on the loan process and product options, while making the process simple and staying in touch with consistent updates. She provides exceptional customer service by always being available to answer questions over the phone, and by email and text.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Julie Edwards

4.99
Ratings
190
Total Reviews
Powered by Experience.com
J
Juan M
ATLANTA - GA
Posted on June 1, 2023
5.0
verified-review
Julie was able to close in time, maintained great communication and answered all my questions promptly
C
Casey D C
ATLANTA - GA
Posted on May 24, 2023
5.0
verified-review
We've worked multiple times together and she's great at her job.
G
Ghaieth Z
SMYRNA - GA
Posted on April 27, 2023
5.0
verified-review
Julie was very helpful at every step, whether with credit bureaus or with general advice about wire fraud and all that should be paid attention to. I would work with Julie over and over again.
T
Thomas E L B
ROSWELL - GA
Posted on April 6, 2023
5.0
verified-review
Julie was always sensitive our needs and extremely patient with all our questions. She was flexible in times to meet and talk and we always felt like a priority. I also felt like the process was far easier and she explained things so well.
R
Ryan M H
ATLANTA - GA
Posted on March 14, 2023
5.0
verified-review
Julie left no stone unturned to make sure I was getting the maximum value returned on my home purchase as well as finding creative solutions to have my financing approved during a period where I transitioned from full time employee to self employed. Highly recommend 10/10
D
David G C
ATLANTA - GA
Posted on February 27, 2023
5.0
verified-review
Julie is fantastic. She is incredibly knowledgeable, super quick with communication and consistently friendly and helpful. She made the mortgage experience efficient and as easy as possible.
A
Amanda M
DECATUR - GA
Posted on February 3, 2023
5.0
verified-review
Julie was great and really held my hand through the whole process. I would highly recommend Julie!
M
Mariana S D
ATLANTA - GA
Posted on February 3, 2023
5.0
verified-review
Julie is knowledgeable in the field of finance , assisted me in getting the mortgage and she made the process so easy for me. She was able to give valuable advices and I enjoyed working with her. and highly recommend Julie.
G
Geoffrey D
FORT MITCHELL - KY
Posted on January 30, 2023
5.0
verified-review
Julie is the best loan originator by far. She is licensed in various states and knows a variety of loan products and can talk through each of them.
W
William B
AVONDALE EST - GA
Posted on January 1, 2023
5.0
verified-review
Fast and easy. Great communication

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