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Jenny Terrell

Jenny Terrell

VP, Loan Officer & Producing Production Manager

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Bio of Jenny Terrell

Jenny Terrell is an accomplished mortgage loan officer who made Athens home in 1996 by attending the University of Georgia and deciding she never wanted to leave.  Jenny holds a Bachelor of Arts degree from UGA.  Prior to her mortgage career, you might have heard Jenny's voice as a morning radio host on the much-loved Athens station, Magic 102.1.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jenny Terrell

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Cristiane B d L
Posted on October 30, 2023
Jenny Terrell went above and beyond to help us purchase the perfect home. She prepared documents during the weekend and, sometimes, later at night. She was very responsive, approachable, nice, and professional. We heard several horrible stories about lenders, but we are glad to say that we have a completely different story to say about our experience: we felt supported and cared for, and we highly recommend her services.
Reply from Jenny Terrell
Thank you so much, Cris, for your heartfelt review and 5-star rating. I'm thrilled to hear that you felt supported and cared for throughout the home purchasing process. My goal is always to ensure my clients have the best experience possible, and sometimes that means working outside "bankers hours". I'm glad your experience with BankSouth Mortgage was a positive one, and I appreciate your high recommendation. Thank you once again for entrusting me with your home loan. If you ever need assistance in the future, please don't hesitate to reach out. - Jenny Terrell

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