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James Gay

James Gay

VP, Market Production Manager & Loan Officer

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Q&A with James Gay

What makes you different than others in your profession?

I am different than most in this industry primarily on how I approach mortgages. It’s a different experience for everyone when they approach buying a home and obtaining a mortgage. The same is the stress that comes with it. I prefer to speak or meet with people, learn what their goals are and provide financial advice on what they are sharing, set expectations and be fully transparent on all facets of the process. Providing information to new homeowners so they can make informed decisions during a stressful process is rewarding.

Flexible Availability – with the ease of the internet to allow a new homeowner to go online it has made it more difficult to assist properly, as well as, providing misinformation throughout the process. I find being open with consumers and allowing times that we can speak or meet when they are off work when looking for homes or making decisions an easier solution of getting frustrated through the process.

What do you enjoy doing on the weekends?

Family and Friends – Time is the greatest currency. When not working , I am enjoying spending time with my family. Typically, it is watching or playing sports with the family, cooking, taking mini trips, spending time with friends and enjoying the time that we have together.

What significant drivers motivate you to learn more about your profession?

Work ethic – I feel that this is something that was driven into me from my parents at youth. I don’t think about this much until someone comments on their experience or how our team assisted them in their new home. Regardless of the situation I feel that if someone entrusted us to be a part of one of their largest purchases and all that comes with the stress associated, then we should ensure that we have completed our part flawlessly.

Bio of James Gay

James Gay is a top producing loan officer in the Central Savannah River Area (CSRA) and is also one of the top producers in the State of Georgia with over 16 years of mortgage industry experience. James works with clients all over the CSRA and is proud to support its residents and community with VA, FHA, Conventional, Construction and renovation loan experience.

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What Customers Say About James Gay

4.83
Ratings
661
Total Reviews
Powered by Experience.com
R
Ruben E
GROVETOWN - GA
Posted on January 24, 2023
5.0
for James Gay
verified-review
James Gay and his team made my whole transition in purchasing my new home. Dad enjoyed your excellent smooth and it was so I could say I’m so happy they were on my side thank you to all of the team members that assist me in purchasing my home. I love it.
J
John H W
NORTH AUGUSTA - SC
Posted on January 23, 2023
5.0
for James Gay
verified-review
The process was smooth and easy!
J
Jane L B
EVANS - GA
Posted on January 21, 2023
5.0
for James Gay
verified-review
The loan process was fast and simple thanks to James, Ashlee and banksouth app used. . James was always available to answer my questions every time I called him, ha always made his self available. Thank you for your time and effort put into the purchase on my first home.
D
Desma A C
AIKEN - SC
Posted on January 20, 2023
5.0
for James Gay
verified-review
Everyone was very kind. Should I have an questions they answered and if it was unknown they got back to me quickly.
S
Sheri S S
AIKEN - SC
Posted on January 19, 2023
5.0
for James Gay
verified-review
Very awesome experience
H
Harry P S
AIKEN - SC
Posted on January 18, 2023
5.0
for James Gay
verified-review
Everybody was so caring and thoughtful from day 1 till closing made us feel welcomed and part of a family, Ashlee is awesome to work with and has an eye for detail.
T
Tina E W
AUGUSTA - GA
Posted on January 13, 2023
5.0
for James Gay
verified-review
The whole team was very professional and helpful.
C
Christy R H
NORTH AUGUSTA - SC
Posted on January 7, 2023
5.0
for James Gay
verified-review
I had some trouble with previous lenders I tried using for my new home loan. Mr. Gay and his team were honest, knowledgeable, and helped me with any questions or concerns. They were able to secure my loan quickly.
A
Alaina M P
HARLEM - GA
Posted on January 4, 2023
5.0
for James Gay
verified-review
Fast response times and the team is incredibly patient and kind.
D
David E C
AIKEN - SC
Posted on December 28, 2022
5.0
for James Gay
verified-review
The team at Bank South were extremely helpful in making my home purchase so incredibly smooth. From the time I signed a contract, to the day I received my closing statements, was only 14 days. They were so efficient and absolutely amazing. I highly recommend them for your home purchase needs.

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