At BankSouth Mortgage, we believe that refinancing your mortgage is more than just securing a lower interest rate – it’s about unlocking new opportunities and achieving your personal and financial goals. Whether you’re looking to reduce monthly payments, improve your home, or consolidate debt, our ReadyRefinance program is designed to meet your unique needs. Here’s how we can help you:
Lower Your Interest Rate:
Start saving immediately by securing a more favorable interest rate. Lower monthly payments mean more financial freedom and the ability to allocate funds where you need them most.
Enhance Your Home’s Value:
Use refinancing to invest in home improvements. Boost your property’s value and enhance your living space, all while preparing for the future.
Consolidate Your Debt:
Simplify your financial life by consolidating high-interest debts into one manageable payment. Refinancing often offers a lower interest rate, helping you reduce the overall cost of your debt.
Access Emergency Funds:
Life can be unpredictable. With refinancing, you can access your home’s equity to cover unexpected expenses like medical bills, ensuring you’re financially prepared for whatever comes your way.
Invest in Education:
Education is an invaluable asset. Whether it’s for yourself or a family member, refinancing can provide the necessary funds to support educational goals, setting the stage for long-term success.
Fund Your Dreams:
Whether it’s a dream vacation, purchasing an RV, or starting a long-awaited project, refinancing can make your dreams a reality by unlocking the equity in your home.
At BankSouth Mortgage, you’ll find that we understand that every financial journey is unique, just like each of our clients. That’s why we’ve developed ReadyRefinance, our comprehensive suite of refinance programs designed to empower you to take control of your financial future.
Why Choose ReadyRefinance?
ReadyRefinance is more than just a refinance program – it’s a powerful tool designed to guide you toward achieving your financial goals. With us, you’re not just a number but a valued client whose financial success is our priority.
Our team of experts is here to guide you, step by step, through refinancing options tailored to your individual needs. We combine this personalized service with cutting-edge technology to offer you a seamless and efficient refinancing experience.
The powerful combination of our exceptional service, vast expertise, and innovative technology makes ReadyRefinance the best choice for your refinancing needs.
Empower Yourself with ReadyRefinance
With ReadyRefinance, you’re in the driver’s seat. Our goal is to equip you with the tools and knowledge to make informed decisions about your financial future. Whether you’re aiming to lower your monthly payments, shorten the term of your loan, or tap into your home’s equity, ReadyRefinance is here to guide you every step of the way.
Your Journey, Your Timeline
At BankSouth Mortgage, we respect that your time is valuable. That’s why with ReadyRefinance, you can start your refinancing journey at a time and pace that suits you. Our responsive team is ready to assist whenever you need us.
Our Refinancing Solutions
Cash-Out Refinancing
Embark on a journey to lower interest rates and consolidate your debt with our Cash-Out Refinancing option. With this option, you can tap into your home’s equity and use it as you see fit. Whether you want to consolidate debt, fund a home renovation, or pursue a dream, ReadyRefinance is here to make it happen.
Buy Now, Refinance Later – With No Lender Fees
At BankSouth Mortgage, we’re making it easier than ever to buy your new primary residence. And guess what? You can refinance later without any lender fees.* Simply refinance within five years of the close date, and we’ll waive the lender fees. It’s our way of helping you navigate the world of financing with ease and precision.
Discover Your Refinancing Power
Curious about how much you could save with ReadyRefinance? Use our mortgage refinance calculator to explore your financial possibilities. This easy-to-use tool provides a clear understanding of your current situation and helps you discover potential savings from refinancing. It’s like having a personal financial consultant at your fingertips!
Interested in Refinancing? Let’s Get Started!
Are you ready to take control of your financial future? Let ReadyRefinance guide you on this journey. Start your refinancing process today with BankSouth Mortgage – where your success is our mission.
Disclaimer: Terms and conditions apply. All loans are subject to credit approval. Rates, terms, and availability may vary. Please contact BankSouth Mortgage for more information. * For applications dated between 6/15/23 and 12/31/2024, “No Lender Fees” applies to origination charges only. Primary residence, No down payment assistance. Additional conditions apply.
BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.