Get Pre-Approved

Discover New Homes in the Heart of Cumming

Experience modern living with small-town charm at The Garden District, a new home community located in the city center of Cumming, Georgia. Designed for convenience, connection, and everyday comfort, this community offers thoughtfully crafted homes in a walkable, vibrant setting.

Whether you’re purchasing your first home or your next one, you’ll have a dedicated local team to guide you—from finding the right home to securing the right financing.

Explore Available Homes Get Pre-Approved Contact Kristy

Welcome to The Garden District

The Garden District brings together modern home design and a connected lifestyle in one of North Georgia’s most desirable locations. Located in the heart of Cumming, this community is designed for walkability, convenience, and everyday experiences.

Downtown Cumming Lifestyle

  • Walkable access to boutiques, local shops, and dining
  • Close to the Cumming City Center and community events
  • Nearby amphitheater hosting seasonal concerts and gatherings
  • Easy access to parks, trails, and outdoor spaces
  • Strong sense of community with local events and activities

Community Highlights

  • New construction homes with modern layouts and finishes
  • Walkable community design
  • Convenient access to downtown Cumming
  • Nearby shopping, dining, and entertainment
  • Designed for today’s lifestyles

Explore Available Homes at The Garden District

While homes are currently under development, you can explore available floor plans and get a preview of what’s coming to this exciting new community—designed to complement the vibrant downtown Cumming lifestyle.

What You Can Expect

  • Thoughtfully designed floor plans
  • Modern features and functional layouts
  • A variety of home styles to fit different needs
  • Homes designed for low-maintenance, walkable living
View Floor Plans About the Community

Find the Right Home — and the Right Financing

Buying a new construction home is an exciting step—and having the right guidance makes all the difference.

At BankSouth Mortgage, we simplify the mortgage process so you can focus on your new home. You’ll receive clear communication, personalized solutions, and a streamlined experience from start to finish.

What You Can Expect

  • Personalized financing options tailored to your goals
  • Clear, step-by-step guidance throughout the process
  • Fast, efficient digital tools to keep everything moving
  • Local expertise and responsive support
Get Pre-Approved

Meet Your Local Experts

Real Estate Partner

Anita Tatum

Anita Tatum

Director of New Construction, REALTOR®

Bell Real Estate Group
Keller Williams Community Partner

BankSouth Mortgage

License #310548
(470) 323-8979
[email protected]
gardendistrictcc.com

Anita specializes in new construction and can help you explore available homes, understand timelines, and find the right fit for your lifestyle.

Mortgage Partner

Kristy Ragsdale

Kristy Ragsdale

VP, Sr. Loan Officer
BankSouth Mortgage

NMLS #219428
(770) 652-4727
[email protected]
banksouthmortgage.com/kragsdale

Kristy provides personalized mortgage guidance to help you move forward with confidence. From pre-approval to closing, she’s here to make your financing experience simple and efficient.

Contact Kristy

Why Work With a Local Team?

Working with a local real estate and mortgage team helps ensure a smoother homebuying experience.

  • Clear communication between all parties
  • Faster, more efficient timelines
  • Local market knowledge and insights
  • Personalized support from start to finish

Together, your agent and loan officer help you navigate each step with confidence.

Start Your Homebuying Journey

The Garden District offers a unique opportunity to own a new home in a prime Cumming location.
If you’re ready to explore your options or take the next step, our team is here to help.

Explore Available Homes Get Pre-Approved Contact Kristy

Frequently Asked Questions

What types of homes will be available in The Garden District?

The community will feature new construction homes with modern layouts, updated finishes, and a focus on functionality and style.

Are homes currently available for purchase?

Homes are currently under development. You can explore floor plans and connect with the team to learn about upcoming availability.

Do I need to get pre-approved before purchasing?

Getting pre-approved helps you understand your budget and positions you to move forward quickly when homes become available.

How do you finance a new construction home?

Financing options vary based on your situation. A loan officer can help you explore available loan programs and guide you through the process.

Who is The Garden District a good fit for?

This community is ideal for buyers looking for a modern home in a convenient, walkable location with access to downtown Cumming.

Get Started Today

Have questions or ready to take the next step? Connect with our team today to learn more about upcoming homes and financing options.

Experience Mortgage Excellence®

Contact Us

Telephone: (678) 551-7120
Toll Free: (833) 540-7120

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BankSouth Mortgage Company, LLC, NMLS #690971, is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. BankSouth Mortgage Company, LLC, is not a bank or other depository institution and is not FDIC-insured. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.
Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.
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