Home financing should be simple, secure, and local.
At BankSouth Mortgage, we combine hometown expertise with the power of ReadyLoan™, our secure online application platform so you can get pre-approved quickly and move into your new home with confidence.
Serving: Rome, Armuchee, Lindale, Silver Creek, and all of Floyd County, GA.
Use our quick payment estimator to get an idea of what your mortgage could look like.
Enter your home price, down payment, and loan type, and view your estimated monthly payment instantly.
This tool is for illustrative purposes only and does not constitute a rate quote. For personalized results, start your ReadyLoan™ application.
Ready to take the first step?
You can get pre-approved in as little as one business day all through ReadyLoan™, our secure online portal.
Option 1: Complete our short pre-qualification form
Option 2: Apply instantly through ReadyLoan™
Once you’re pre-approved, a local loan officer will contact you to review your options, answer questions, and guide you through next steps.
How quickly can I get pre-approved?
Most borrowers receive a same-day response through ReadyLoan™ once we have your information.
What down payment do I need?
Down payments vary by program – FHA loans start at 3.5%, and VA or USDA loans may offer 0% down options.
Will checking my options affect my credit?
No. Initial pre-approval uses a soft credit pull and won’t affect your score.
Can I complete the entire process online?
Yes. With ReadyLoan™, you can securely upload documents, track your progress, and communicate with your loan officer.
Whether you’re buying your first home in Rome or refinancing in Floyd County, we’re ready when you are.
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