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A Better Mortgage Experience with BankSouth Mortgage’s ReadyLoan®

Get Pre-Approved Now Refinance Your Home
  • Zillow 4.98 out of 5
  • Experience 4.89 out of 5
  • Equal-Housing-Lender

At BankSouth Mortgage, we understand that buying or refinancing a home can be a complicated and time-consuming process. That’s why we’ve created ReadyLoan® – a streamlined and simplified mortgage solution designed to get you into your dream home faster.

With ReadyLoan®, you’ll enjoy:

  • A faster and easier mortgage process
  • A dedicated mortgage loan officer to guide you through the process
  • Competitive rates and flexible loan options
  • A fast pre-approval process that gives you more buying power

Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, our ReadyLoan® program is designed to meet your unique needs and help you achieve your goals.

Nikki & team is amazing for a First time home buyer. They made it easy for me to feel taken care of and any questions I had they answered. Thank you for everything

Rafael Hernandez

Clinton Rice at BankSouth Mortgage is an all star mortgage banker! He truly looks out for his clients to get the best mortgage offering available. His communication and responsiveness was top notch! Completely exceeded my expectations. He was always available to discuss my mortgage loan morning, night, weekends, etc. so there were no delays in getting my dream home. Anyone looking for a mortgage should definitely reach out to Clinton. Him and his team at BankSouth really give you their 1x1 attention and you don't feel like just another customer number (like at a bigger bank). 5 stars all the way around!

Ashley Tavalario

Clinton Rice at BankSouth Mortgage is an all star mortgage banker! He truly looks out for his clients to get the best mortgage offering available. His communication and responsiveness was top notch! Completely exceeded my expectations. He was always available to discuss my mortgage loan morning, night, weekends, etc. so there were no delays in getting my dream home. Anyone looking for a mortgage should definitely reach out to Clinton. Him and his team at BankSouth really give you their 1x1 attention and you don't feel like just another customer number (like at a bigger bank). 5 stars all the way around!

Ashley T

The Smith Rhodes team did an outstanding job throughout our transaction. Their communication was clear, timely, and proactive, which made the entire process smooth from start to finish. I truly appreciate the professionalism and attention to detail they brought to the closing. This success simply could not have happened without them. I look forward to working together again.

Amanda Rogers

The fact that Rebecca showed up for my closing made me even more happy. I appreciate the professionalism and communication.

JARVIS WALKER

I have been working with Keith Spain for several years. He and his team are always easy to work with on each deal. Most of my clients will work with Keith several times after the first initial property. when they are buying another property or wanting to refinance their current properties. He is one of the best loan officers in Georgia.

Ken Price

Ms Carol was awesome . She answered all my questions and provided all the information I needed in a timely manner. She also got me all the funds I qualified for . I enjoyed working with her team.

Patricia Jenkins

Great communication and guidance through the whole process. Highly recommended!

David Slicker

Great to work with Joy! Very smooth process.

Kelly Davis

When I was shopping for mortgage rates, Jan was the only one of five who actually sent a PDF with a breakdown of rates and costs instead of simply sharing over the phone. It was a level of transparency that was very reassuring and led me to believe that she would be the most professional of the group. I was not disappointed, as my assumptions proved true. I would certainly recommend Jan as a partner in the home buying business.

Drew Bielfelt
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BankSouth Mortgage Company, LLC, NMLS #690971, is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. BankSouth Mortgage Company, LLC, is not a bank or other depository institution and is not FDIC-insured. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.
Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.
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