Apply Now

A Better Mortgage Experience with BankSouth Mortgage’s ReadyLoan®

Get Pre-Approved Now Refinance Your Home
  • Zillow 4.98 out of 5
  • Experience 4.89 out of 5
  • Equal-Housing-Lender

At BankSouth Mortgage, we understand that buying or refinancing a home can be a complicated and time-consuming process. That’s why we’ve created ReadyLoan® – a streamlined and simplified mortgage solution designed to get you into your dream home faster.

With ReadyLoan®, you’ll enjoy:

  • A faster and easier mortgage process
  • A dedicated mortgage loan officer to guide you through the process
  • Competitive rates and flexible loan options
  • A fast pre-approval process that gives you more buying power

Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, our ReadyLoan® program is designed to meet your unique needs and help you achieve your goals.

I cannot recommend Brian Williams at BankSouth highly enough! From start to finish, Brian was a true professional who prioritized my clients best interest. Not only did he manage to save my client a good amount of money on his financing, but his dedication was unmatched.
What stood out most was his accessibility—Brian made himself available at all times and always made it a point to return our calls promptly, no matter how busy he was. Due to this transaction being a contingency purchase and sale, he made a stressful process feel manageable and transparent. If you're looking for a lender who is responsive, honest, and truly works for you, Brian is the person to call!
Thank you Brian … we did it !

Pina Vetrano

Jessica goes above and beyond to find the right fit for every client! She is truly an amazing and kind person with amazing knowledge of the industry!

Leah Moore

Carol is the absolute best! Highly recommend 10 times over!! Carol is very knowledgeable in what she does! She’s very patient and very detail oriented. She always has your BEST interest in mind!

Ashley Broomfield

Well oiled machine. Didn't miss any details. Very good communications. Will use again.

Peter MacDougall

Preston came highly recommended and we were blessed to have his help with the purchase of our dream home. He was great to work with and can't thank him enough.

Mark Potzner

I’ve worked with Paige Siebert at BankSouth on several transactions, and she is consistently fantastic. She truly takes the time to sit down with my buyers and walk them through the entire process, ensuring they feel confident and informed from day one. Her communication is top-notch—she keeps everyone in the loop from pre-approval to the closing table, which makes the entire experience seamless for both the clients and myself. If you’re looking for a lender who is an expert communicator and genuinely cares about her clients, Paige is the one!

Oliver Atcheson
Greg Davis (GM Davis Photography)

Anne has been absolutely amazing and made this process so smooth!

Shelby Nelon

Anne Atkins was friendly, helpful, knowledgeable, and responsive! She made the entire process seamless and easy! We highly recommend using her!

George Delk

This is the second home Aaron has helped me purchase. Very professional and friendly would recommend Aaron to any about to purchase a home.

Raymond Mehl
Previous Previous Previous Next Next Next

Mortgage Loan Calculator

Experience Mortgage Excellence®

Contact Us

Telephone: (678) 551-7120
Toll Free: (833) 540-7120

equal-housing-lender

Affiliate Services

  • Personal Banking
  • Insurance
  • Business Banking

About Us

  • Who We Are
  • FAQs
  • Mortgage Calculators

Follow Us

  • Link to X
  • Link to Facebook
  • Link to LinkedIn
  • Link to Instagram
Language Resources
BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.
Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.
© Copyright 2026 - BankSouth Mortgage Company, LLC. All Rights Reserved. | Atlanta Web Design by M16
  • Privacy Policy
Scroll to top Scroll to top Scroll to top

This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies.

OKLearn more

Cookie and Privacy Settings



How we use cookies

We may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.

Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.

Essential Website Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features.

Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.

We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.

We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.

Other external services

We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.

Google Webfont Settings:

Google Map Settings:

Google reCaptcha Settings:

Vimeo and Youtube video embeds:

Privacy Policy

You can read about our cookies and privacy settings in detail on our Privacy Policy Page.

Privacy Policy
Accept settingsHide notification only

You’re leaving banksouthmortgage.com

Linked third-party sites are not affiliated with BankSouth Mortgage. Our privacy policy, accessibility standards, and security policies don’t apply to the site you’re linking to.

Leave site Stay here
×