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A Better Mortgage Experience with BankSouth Mortgage’s ReadyLoan®

Get Pre-Approved Now Refinance Your Home
  • Zillow 4.98 out of 5
  • Experience 4.89 out of 5
  • Equal-Housing-Lender

At BankSouth Mortgage, we understand that buying or refinancing a home can be a complicated and time-consuming process. That’s why we’ve created ReadyLoan® – a streamlined and simplified mortgage solution designed to get you into your dream home faster.

With ReadyLoan®, you’ll enjoy:

  • A faster and easier mortgage process
  • A dedicated mortgage loan officer to guide you through the process
  • Competitive rates and flexible loan options
  • A fast pre-approval process that gives you more buying power

Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, our ReadyLoan® program is designed to meet your unique needs and help you achieve your goals.

If you are planning on buying a house, Bank South is the way to go.
I put my full trust in this team and everything went as smoothly as a person can imagine.
This team puts their full effort in the whole process from start to finish.
I also thankful for Bank South and so satisfied with my home.
Bank South is the best!!

Kevin Greene

William is the best! Highly recommend! So easy to relate with and his ability to communicate highly technical questions or situations so someone like me who is unfamiliar with the subject can understand was excellent.

Louie Wood

Brian is an amazing loan officer to work with! My wife and I were first time home owners and Brian helped us so much by being detailed, transparent and thorough about each and every step in the loan process. We highly recommend him to anyone looking to work with a personable and knowledgeable loan officer. Thank you so much Brian!

Nishanth Raja

Robert made our first home-buying experience feel easy and personal. What can often feel like a transactional process instead felt genuine thanks to him. He explained everything clearly, stayed communicative throughout, and was always available whenever we needed guidance. We’re so glad we had the opportunity to work with him and would highly recommend him to our friends and family.

Hannah Yu

Anne made the loan process easy to understand and sent the paperwork quickly for us to complete.

Cathy Wheeler

OMG! If anyone wants to go with a lender for purchase their home Bank South Mortgage Lenders is company to go with. The loan Officer Catol is EXCELLENT ! Anything you may or the necessarily documentation needed for the underwriting team it will be sent. My husband and I really appreciate the process for our new home. Thank you so much again Bank South Mortgage Lenders

Erica Black

(Nikki Roger)She was there from day one, providing great customer services. She deserves a great big raise. If I ever have to do this again, you will be my go-to.

Valarie Hill

Paige was amazing and helped walk us through the entire process! Five star service and would certainly refer anyone to her!!

John Heck

All around great made the process very easy

Michael Smith

Thank you Shachi, Sheila and Tyler. With out your help our new home would not be possible. Thank you Bank South team!!!

Pablo Biswas
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BankSouth Mortgage Company, LLC, NMLS #690971, is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. BankSouth Mortgage Company, LLC, is not a bank or other depository institution and is not FDIC-insured. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.
Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.
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