A Better Mortgage Experience with BankSouth Mortgage’s ReadyLoan®

Get Pre-Approved Now Refinance Your Home

4.98 out of 5
4.89 out of 5

At BankSouth Mortgage, we understand that buying or refinancing a home can be a complicated and time-consuming process. That’s why we’ve created ReadyLoan® – a streamlined and simplified mortgage solution designed to get you into your dream home faster.

With ReadyLoan®, you’ll enjoy:

A faster and easier mortgage process
A dedicated mortgage loan officer to guide you through the process
Competitive rates and flexible loan options
A fast pre-approval process that gives you more buying power

Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, our ReadyLoan® program is designed to meet your unique needs and help you achieve your goals.

William was wonderful to work with. He was responsive, answered questions thoroughly, and personable. Highly recommend, would work with him again with no hesitation!

Maneesha Agarwal

Working with Carla and her team at Bank South was a great experience and I would 100 percent recommend them for your home buying needs. I appreciate how patient they were with us, and how much they did to make this process possible for us. We are now happy home owners.

Jessica Garcia

Joy and her team are AMAZING to work with! They kept me updated constantly and worked with me and my budget to get the best possible outcome. Thank you, Joy!

Dianna Hacker

Purchasing your first home can seem daunting initially however, bank south mortgage allowed my process to go a bit smoother than anticipated. I had the pleasure of working with Kristy Ragsdale who had some of the best customer service I’ve encountered while doing business. Although the process of new construction itself was frustrating, working with my lender was not. Kristy took the time to explain things throughly, underwriting went smooth despite the horror stories I’ve heard, and I was able to close on time with a great rate during a rough market. She even helped me to establish clear goals with my credit to get the best rate possible. I am forever grateful for working with Kristy and BSM.

Ashley Rucker

Aaron is the best to work with. He knows his job inside and out and if he doesn't know an answer, he will find it for you. He always keeps you updated on each step and is always available to answer any questions you may have. I have used him on three different transactions so far and will 100% continue use him in the future. Highly recommended is an understatement.

Nathan Herren

William was wonderful to work with. He was rapidly responsive, gave us multiple mortgage options, and helped guide us to the best one for us. Additionally, he was super personable and great in answering all of my questions. Would highly recommend!

Maneesha Agarwal

Clinton Rice and the team at Bank South mortgage was a pleasure to work with when purchasing our first home.Thank you!!!

Jonathan Mason

I had a great experience with Joy Brown with Bank South! She was incredibly informative, attentive, and communicative throughout the process. Every question was answered quickly, and I always felt in the loop. I highly recommend her for a smooth, responsive mortgage experience.

Tricia Sullivan

⭐⭐⭐⭐⭐
Kristy Ragsdale was an absolute pleasure to work with during our home‑buying process. She was professional, knowledgeable, and patient, guiding us through each step with clear communication and kindness. She answered all our questions promptly and made the entire mortgage process smooth and stress‑free. We are very grateful for her help and highly recommend her to anyone looking for a reliable loan officer!

Kirti Patel

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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.

A Better Mortgage Experience with BankSouth Mortgage’s ReadyLoan®

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A Better Mortgage Experience with BankSouth Mortgage’s ReadyLoan®

Mortgage Loan Calculator

Contact Us

Affiliate Services

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Follow Us

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