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A Better Mortgage Experience with BankSouth Mortgage’s ReadyLoan®

Get Pre-Approved Now Refinance Your Home
  • Zillow 4.98 out of 5
  • Experience 4.89 out of 5
  • Equal-Housing-Lender

At BankSouth Mortgage, we understand that buying or refinancing a home can be a complicated and time-consuming process. That’s why we’ve created ReadyLoan® – a streamlined and simplified mortgage solution designed to get you into your dream home faster.

With ReadyLoan®, you’ll enjoy:

  • A faster and easier mortgage process
  • A dedicated mortgage loan officer to guide you through the process
  • Competitive rates and flexible loan options
  • A fast pre-approval process that gives you more buying power

Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, our ReadyLoan® program is designed to meet your unique needs and help you achieve your goals.

My process was smooth and easy. I literally had to ask if the file went through underwriting because Joy gathered every possible thing that they could ask for. I recommend Joy!!!

Amy Moritt

Jessica was a joy to work with and I so appreciated all of her hard work! As a first time home owner and a small business owner, she was incredibly helpful in navigating the mortgage scenario that was best for me. She is smart, caring and friendly and always made herself available when I had questions. Thanks again Jessica!

Brooks Morrison

Excellent experience. Anne and her team were very professional and knowledgeable.

Steven Hammond

We recently worked with Keith Spain at BankSouth for our home purchase, and looking back, we’re kicking ourselves for not calling him from the very beginning. Over 20 years ago we had an amazing experience working with Keith, but during this home search we initially went with a lender recommended by a new realtor. It didn’t take long to realize we should have trusted our instincts and reached out to Keith first....

Jennifer Tucker

We recently worked with Keith Spain at BankSouth for our home purchase, and looking back, we’re kicking ourselves for not calling him from the very beginning. Over 20 years ago we had an amazing experience working with Keith, but during this home search we initially went with a lender recommended by a new realtor. It didn’t take long to realize we should have trusted our instincts and reached out to Keith first....

Jennifer T.

William is the absolute best :) love working with him and he is so good with my clients. Thank you 1000 times!

Jennie Wilson

Luiggi Amoretti was extremely easy to work with and communication was outstanding throughout

KJ Phillips

Anne was great to work with, very professional and courteous!

Steve Hammond

Sharon helped me close on time with a great VA mortgage rate on my home and provided very honest advice to my friend purchasing a home. She works great with realtors, underwriters, and insurance agents to get her clients into their new homes smoothly. Cannot recommend her enough!

Henry Cartagena

Well my gut feeling was correct! I chose from 3 lenders and I could feel the concern for my outcome was only coming from one source. and that was Paige. Always in contact, always pick up the phone. Not only Paige but her entire team also. Well done Bank South team. Thanks Stephen.

Steve Burel
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BankSouth Mortgage Company, LLC, NMLS #690971, is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. BankSouth Mortgage Company, LLC, is not a bank or other depository institution and is not FDIC-insured. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.
Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.
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