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A Better Mortgage Experience with BankSouth Mortgage’s ReadyLoan

Get Pre-Approved Now Refinance Your Home
  • Zillow 4.98 out of 5
  • Experience 4.89 out of 5
  • Equal-Housing-Lender

At BankSouth Mortgage, we understand that buying or refinancing a home can be a complicated and time-consuming process. That’s why we’ve created ReadyLoan – a streamlined and simplified mortgage solution designed to get you into your dream home faster.

With ReadyLoan, you’ll enjoy:

  • A faster and easier mortgage process
  • A dedicated mortgage loan officer to guide you through the process
  • Competitive rates and flexible loan options
  • A fast pre-approval process that gives you more buying power

Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, our ReadyLoan program is designed to meet your unique needs and help you achieve your goals.

Working with Clinton has been absolutely amazing! There were so many times I didn’t think about giving an update and he would reach out. He was always so responsive and explained everything so well. He listened to what I wanted and needed, and without judgement. Then he went through and explained different scenarios so that I could see what I really needed!!! Hands down, he’s the best!!

Laura Greene

I had a great experience working with my Niki throughout the entire home-buying process. From the very beginning, she was extremely helpful, knowledgeable, and responsive. She secured me a low interest rate and took the time to explain everything clearly, making sure I understood each step of the process. I truly appreciate her patience and professionalism. She made what could’ve been a stressful experience feel smooth and manageable. I highly recommend her to anyone looking for a reliable and supportive loan officer!

Shanterial Williamson

Great communication. The App made it super easy to track the documents we needed to provide, the ones we had received, and follow the status of our loan.

Ethan Firestone

Robert was an absolute gentleman and a pleasure to work with. Always available and accommodative through out the home buying process. You would feel you are in safe hands with his expert guidance. I am throughly satisfied with Robert and his team and highly recommend to at least give them one call while you are shopping for loans.

Rajesh Mandava

Joy was with us every step of the way with our new home purchase. She went over and above to make sure that we qualified and kept me informed. She was also very responsive to all of my questions. Joy was a "joy" to work with!

Jeanne Collier

Heather Peloquin, Linda Rice, Connie George and all of Banksouth team have been phenomenal over the many years we have worked together!

Kevin Allen

Working with Clinton Rice and his team has been phenomenal!! I had no idea what to expect when we began this journey. Communication, education, and their patience was amazing!! I would definitely recommend!!! Also, communication between their team and my Realtor was also amazing! Definitely 5 stars!!!!

Laura Wright

I’d like to thank oll of the staff who have been involved in the process of getting me into my new home.(special thanks for Stephen Hester .this has been seamless,pleasant and positive experience which I attribute team. I truly appreciate oll of the work put in by the entire staff in making this happen for me!

Kefeyalew Shanko
Chuck Becker

Great to work with !!!

Charles Becker
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.
Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.
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