VA Home Loans


BankSouth Mortgage is honored to offer this special financing to our country's military personnel. VA loan programs offer favorable terms and include options to buy, build, renovate, and refinance your primary residence. Veterans and spouses may also qualify. Contact a BankSouth Mortgage expert for more details.

Highlights:

  • 100% financing options available

  • No monthly mortgage insurance

  • No borrower-paid underwriting or lender fees

  • Thin or alternate credit allowed

  • A portion of all VA Loans closed with BankSouth Mortgage is donated to non-profits serving military families

Visit our Military Support page for more detailed descriptions on why choosing a VA Loan or VA Renovation might be right for you. 

Did You Know?

You can request proof of eligibility by contacting the VA Loan Eligibility Center (1-888-768-2131) or by having your BankSouth Mortgage banker request this certificate on your behalf.

VA loans have a one-time Funding Fee, unless the Veteran/borrower is exempt, with no monthly fee charged.


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Down Payment Assistance

Need help with your down payment? BankSouth Mortgage is pleased to offer down payment assistance programs to qualified borrowers

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