Fixed Rate Mortgages

 

A fixed-rate mortgage is the most commonly known type of mortgage. With a fixed-rate mortgage, borrowers pay the same interest rate throughout the life of the loan. The length of these mortgages can vary, although the most common are 15-year loans and 30-year loans. A BankSouth Mortgage expert can help you determine the right loan term for you.

Highlights:

  • Once your fixed rate is locked in, there is no risk of it increasing for the entire life of your loan

  • Low down payment options available


Get Started

Ready to get started? Let us help find a loan that works for you.

Apply Now

Down Payment Assistance

Need help with your down payment? BankSouth Mortgage is pleased to offer down payment assistance programs to qualified borrowers

Learn More