Extended Rate Lock

Extended Rate Lock

With BankSouth Mortgage, take advantage of today’s low rates without risking missing out on a better one.

60-180 Day Extended Rate Locks*

  • NO upfront fee
  • One-time rate float down option**
  • Available for Conforming Conventional, VA, and FHA Fixed Rate Products

240 Day Extended Rate Locks*

  • One-time rate float down option**
  • Available for Conforming Conventional Fixed Rate Products

*Extended rate locks must be 60 days or greater and up to 240 days. **Rate float down option must be executed within 60-15 days before the closing date


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Down Payment Assistance

Need help with your down payment? BankSouth Mortgage is pleased to offer down payment assistance programs to qualified borrowers

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