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Stephen Hester

Stephen Hester

VP, Producing Production Manager

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Q&A with Stephen Hester

To what do you attribute your success?

Communication. I believe that Communication is key when doing anything in life, personally and professionally. We live in a world where we can quickly access anything, and I love to offer that same service to my clients. I respond quickly, always look for a solution to make a loan work, and communicate throughout the process, no matter if you are a first-time homebuyer or if this is your third home. I believe staying local within my community helps because I will know the true costs, and I can always meet you in person if needed. I live in Gainesville, Georgia, and I get most of my business in Hall County, Gwinnett County, Barrow County, and Jackson County.

Flashback to when you were 10 years old. What did you want to be when you grow up? Why did you choose this type of business?

I always wanted to be a doctor, but college was not an opportunity for me. Doctors serve their community and help people with the most stressful times in their lives. They have to build a successful team around them to get the job done. I believe being a loan officer is similar. We need to have a strong team, operate under pressure, serve our community, and help our clients with life-changing decisions. I love my job, and I love getting to the closing table!

Bio of Stephen Hester

Stephen grew up in Hall County, attending Johnson High School, and briefly studied at Gainesville State College. Happily married to Madison, they share a fantastic relationship, truly being each other's best friend. In their free time, they enjoy playing pickleball, with his passion lying in golf, and recently taking up kayaking as a couple.

Carol Schretter to receive Georgia DCA 2025 Homebuyer Advocate Award
November 14, 2025
Kim Nelson Named to HousingWire’s 2025 "Women of Influence" List
July 1, 2025
BankSouth Mortgage's Savannah Branch Voted "Best Mortgage Lender" by Readers of Best of Savannah Homes
March 28, 2025

What Customers Say About Stephen Hester

5
Ratings
82
Total Reviews

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A
Anthony Rivers
Posted on December 15, 2025
5.0
Working with Stephen Hester at Banksouth Mortgage was an excellent experience. He was always willing to take my call or respond quickly to my texts, and his patience throughout the process made everything less stressful. Stephen made sure I stayed informed every step of the way, and he even encouraged me to explore other insurance companies, which ended up saving me money. Overall, he was professional, supportive, and very easy to work with. I highly recommend him to anyone looking for a mortgage partner who truly puts clients first.
J
John Ward
Posted on December 8, 2025
5.0
Good communication start to finish.
C
Charmaine Bolt
Posted on November 24, 2025
5.0
Stephen was very helpful and knowledgeable, always focused on finding the best for you. He listens to your needs and strives to ensure your satisfaction. I highly recommend him to anyone seeking a great broker.
L
Lucia Ursu
Posted on November 6, 2025
5.0
Stephen’s energy, commitment, and determination were key in making this deal happen. He went above and beyond for my clients and played a crucial role in getting them into the home they truly wanted. His involvement wasn’t just professional—it was personal, and it made all the difference.
L
Lourdes Bautista Guzman
Posted on October 28, 2025
5.0
We had a great experience with Stephen , he helped us every step of the process and he answered all the questions we had.
D
Daniel
Posted on October 21, 2025
5.0
Stephen is full of knowledge and works for the client. He helped me get where I needed to be in purchasing a new home and explained every step of the long process and made it as painless as possible! He was always available to answer any questions which eased a lot of stress! Highly recommend for anyone looking for a lender!
K
Ken Hamrick
Posted on September 29, 2025
5.0
Great experience as the buyers agent. Have worked in the past with Stephen. Professional, quick to respond and willing to do what is needed for clients.
S
Superior Asowata
Posted on September 14, 2025
5.0
Accept my gratitude for the opportunity given me by Mr Stephen Hester. He is very kind, professional, always willing to listen to me in the midst of my heavy accents.
J
Jack Smith
Posted on August 28, 2025
5.0
My experience working with Stephen Hester and his whole support team at Bank South mortgage was absolutely amazing!!!! His knowledge of mortgage financing along with his support team is impeccable 👍
N
Noah Yasarturk
Posted on July 31, 2025
5.0
I highly recommend Stephen from BankSouth. As first time homebuyers, we did our homework and shopped around to various lenders - no one met his competence, speed, & clarity. We were able to close on a mortgage in under a month due to largely to his efforts; I am still getting an initial reply from other lenders after we’ve already closed. The BankSouth portal made it clear what phase we were in for our mortgage and made the process fast - something this software engineer appreciated . Shop around if you must, but I doubt you’ll have reason to work with another lender.
L
Larry Genn
Posted on July 26, 2025
5.0
what a great Team to work with. Very responsive and supportive.
A
Aurelys Figueroa
Posted on July 6, 2025
5.0
Stephen Hester, exceeded our expectations once again! Excellent service!
A
Aure Hygienist
Posted on July 2, 2025
5.0
Stephen Hester -Bank South, by far is the best loan officer! We’ve used his services twice now and have no regrets! Not only is he personable and friendly he pioneer’s and leads the way with unconventional creative suggestions that most won’t dare to propose. Stephen, we are so graceful for all your dedication and hard work! We are so happy to be in the Sunshine State, thank you for making our dreams come true!
L
Lauren Sanders
Posted on June 28, 2025
5.0
Loved working with Stephen! He made the loan process simple, understandable, and as stress free as possible. Also very appreciative of how available he made himself for phone chats when we had questions.
R
Randall Green
Posted on June 26, 2025
5.0
I highly recommend for any of your home buying needs! The honesty and integrity turned this home buying experience into the best one yet! I cant say thank you enough!
M
Mike Rice
Posted on June 18, 2025
5.0
I have been in Real Estate since 1978 and Stephen is by far one of the BEST mortgage brokers I have ever worked with.
D
Darby Mayville
Posted on June 1, 2025
5.0
G
Gregory Clement
Posted on May 26, 2025
5.0
Stephen provided fantastic service. Everything went extremely smoothly. I strongly recommend Stephen Hester and BankSouth Mortgage. Stephen diligently prequalified us on a Sunday for our dream home. BankSouth went through closing without a hiccup. Thank you Stephen!
K
Kefeyalew Shanko
Posted on May 15, 2025
5.0
I’d like to thank oll of the staff who have been involved in the process of getting me into my new home.(special thanks for Stephen Hester .this has been seamless,pleasant and positive experience which I attribute team. I truly appreciate oll of the work put in by the entire staff in making this happen for me!
D
David Mcclung
Posted on May 10, 2025
5.0
Stephen was amazing. Always answered our questions. When communicating by a E- mail, he was always prompt , very patient and polite. I would highly recommend him to friends and family. Thank you Stephen for all your hard work and communication when it was needed the most.

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