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Greg Clements
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Q&A with Greg Clements

What accomplishments are you most proud of?

Being named in the top 200 originators in the country on three separate occasions.

What is your biggest success professionally? Why was it a big success?

Being named one of three recipients to receive the first ever 10 year award by the Mortgage Bankers Association of Georgia. This award is given to loan officers who have closed more than $12,000,000 in loans for 10 consecutive years.

What makes you different than others in your profession?

I have been in this profession for 44 years. I think that differentiates me from other loan officers due to my knowledge of the process of providing mortgage loans. Knowledge is power.

What do you enjoy doing on weekends ?

Spending time with my children, working in my yard and playing golf.

Who is someone you admire and why?

Paul Newman. He is not only a great actor and race car driver, he is also charitable. He has used his acting talents to help the underprivileged.

If you could be anywhere than your home state, where would you want to be? Why?

Florida, on the beach. I love the ocean and the hot weather. The ocean brings me peace and serenity.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

A police officer. Every 10 year old boy wants to wear a hat, a badge and sport a pistol and belt around their waist.

Bio of Greg Clements

Greg Clements has originated mortgage loans in the Atlanta metro area since 1984. As one of the first members of the Mortgage Bankers Association of Georgia to receive a Gold Award for mortgage production for ten consecutive years, Greg has been ranked as one of the Top 200 Originators by Originator Magazine for each of those ten years.


Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Greg Clements

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Kelly L
Posted on October 31, 2023
It was a great experience thanks to Greg and team!
Vincent D F
Posted on October 4, 2023
Jacob S
Posted on October 2, 2023
Everything went smoothly with Greg and his team. They were quick to reply and helped us out through the process. We were in a time crunch cue to our short due-diligence period, and they were able to help us complete the loan in time. It was a very good experience.
Reply from Greg Clements
Thank you, Jake. It was our pleasure to serve you. Enjoy your new home!!!
Robert L S
Posted on September 23, 2023
Greg and his team makes the whole process efficient and idiot-proof for a person as busy and unknowledgeable as myself. This is my second closing with the team and it was awesome.
Reply from Greg Clements
Thank you for allowing us to help you. It was our pleasure.
Dale J O S
Posted on September 12, 2023
From the beginning to the end of this home mortgage experience was amazing, the customer was excellent, what a great team to work with God Bless
Maria E A
Posted on August 28, 2023
Everything was clear and easy to figure out with Greg. He answered all the many questions through the process and made it easy. I especially loved the app that made sending documents so easy. I didn’t have to have a scanner or a computer as there were many documents I could just send over from my phone with a quick picture. His team is also great and working with all of them has been a pleasure.
Jesse J C
Posted on July 30, 2023
Greg and his team made this process very easy. We will definitely refer any of our family/friends looking to buy a house, to Greg Clements and his team at Bank South!
Elizabeth B C
Posted on July 27, 2023
Greg and his team were amazing! I will definitely recommend them to all of my family and friends!
Kaylee D S
Posted on May 20, 2023
You all closed our loan so quickly. I know we had really tight timelines. Communication was prompt and effective. Your readyloan app is great and keeps us updated of the process.
Olanike A
Posted on May 20, 2023
The whole process was made easy and understandable with the assistance received from Greg and others. Thank you.

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